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Financial Incentives
Your employer's plan of benefits through the PHS network is designed to provide higher benefit levels when you use panel providers.

Be sure to take full advantage of your plan by using these panel providers whenever you need healthcare. It is the best thing you can do to assure yourself and your family of getting the most value from your coverage.

The Panel Provider Listing will be updated on a regular basis. If you have any questions regarding additions, deletions, or changes to this listing, please call 814-317-5063 or 800-238-9900 .

When You Visit the Pysician's Office
When you visit a physician who participates in the PHS network, make sure you show your PHS identification card and tell the receptionist that you are a PHS member. Your physician's office will take care of filing claim forms for you!

The physician's staff may ask you to sign a form to "assign benefits" the first time you visit the office. This is a simple procedure that allows the physician to collect his or her fee directly. It also helps ensure that you will not receive a bill for any balance due except for your share of coinsurance or deductibles (if any) for certain covered services.

Following these easy steps when you first arrive at the provider's office will help the physician's staff verify your eligibility, ensure that they bill your visit correctly and that you receive panel level benefits for covered services.

When You're Referred To a Specialist
To ensure that you receive panel benefits for covered services, it is your responsibility to make certain your physician refers you to specialists and other healthcare providers that participate in PHS. The same is true if your physician admits you to the hospital or refers you to a specialty facility.

Before the referral is made, ask your physician to check the current directory of PHS panel providers. You can call PHS to make certain the referral physician, hospital or specialty facility is a PHS panel provider (see below for further details).

When you call to make your appointment, make sure the physician's staff or facility knows you are a PHS subscriber. Also, be sure to show your PHS card when you arrive for your appointment.

If your physician refers you to tertiary providers in the PHS network, a referral by PHS is required.   It is important to obtain the appropriate referral by calling 814-317-5063 or 800-238-9900.

What To Do About Lost ID Cards
It is easy to get a new identification card if you lose yours. Just contact your employer's benefit office or PHS for help in getting a replacement.

Questions About Eligibility or Coverage
Call your employer's benefits office or the number listed on your ID card to resolve questions about eligibility and specific coverage under your plan.

Questions About Claims or Benefits
Call the telephone number listed on your ID card for answers regarding specific claims or benefits provided by your employer's health plan.

Questions About Healthcare Providers
Call PHS for information about healthcare providers. The status of each PHS provider can change throughout the year. Therefore, before you make an appointment with a provider, call PHS at 814-317-5063 or 800-238-9900. to determine if they are a panel provider or if your physician has recently joined the network.

Other Information
  • Frequently Asked Questions
  • Search Panel Provider Directory
  • Service Area Map
  • Panel Hospitals
  • Tertiary Care Providers
  • Related Links on the Web

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